June 26, 2024

Saving money is important, and finding a good bargain feels great. But, it’s easy to get tricked by retailers’ sneaky tactics. These shopping scams can ruin your budget and make you spend more than you planned. Knowing about these tricks can help you protect your money and make smarter shopping decisions. Let’s explore some of the most common scams and how you can avoid them.

1. Look Beyond Eye Level

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Retailers know that placing expensive items at eye level makes it more likely for us to grab them without thinking. We’re often in a rush, and these items catch our attention easily.

Here’s a smart tip: the best bargains are often hidden in less obvious places. Next time you’re shopping, take a few seconds to look up and down the shelves. You might find the same product or a good alternative at a much lower price.

2. Enticing End Caps

end caps on aisles
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Those enticing displays at the end of aisles, known as end caps, are not always the bargains they seem to be. In fact, they’re often a tactic to sell high-margin products. True value often resides on the regular shelves, where competition is stiffer. Before grabbing something off the end of an aisle, see if there’s a cheaper option on the regular shelves and ask yourself if you actually need it, as end caps are often also home to impulse buys.

3. Read Sales Signs Carefully

grocery store sale signs
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Bright, flashy sale signs are designed to catch our eye and open our wallets. However, not every “sale” is a true saving opportunity. Pause and evaluate—what are you really saving? Sometimes, the product isn’t even something you need, or the discount isn’t as substantial as it appears.

4. Bulk Buys: Bigger Isn’t Always Better

grocery store bulk buy
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The allure of bulk buying is strong, especially when planning for long-term storage. However, bigger packages don’t automatically mean better value. Quick math can reveal surprising truths about unit costs. It’s about finding the balance between quantity, price, and utility. Remember, a well-stocked pantry is diverse and thoughtfully curated, not just filled with oversized purchases.

Take into account whether you can use the whole bulk pack before it expires and look at the per unit cost to see if you’ll actually save by buying bulk vs. smaller packs.

5. Beware The Dollar Section

woman checking her receipt in store
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Dollar sections are a minefield for impulse buys. Items priced at just a dollar seem harmless, but these small purchases add up quickly, and you end up spending much more than you’d planned on items you probably don’t need.

6. Hidden Fees When Online Shopping

online shopping
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The convenience of online shopping comes with its pitfalls, notably hidden shipping charges that can inflate the cost of your purchase. Always review the total price before confirming your order. Our goal is efficiency and economy in acquiring resources, not falling victim to unexpected expenses that could be better allocated toward essential supplies.

7. Tempting Cashback Promotions

Cashback Promotions on phone
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Offers like “Spend $100, get a $20 gift card” can tempt us into spending beyond our initial budget. While appealing, these promotions only benefit us if they align with our planned expenditures. Overspending to earn a bonus is very easy to fall victim to. It’s a psychology thing.

8. Limited-Time Offers Encourage Impulsivity

Limited-Time Offers
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Urgency is a common sales tactic, with phrases like “limited time offer” pushing us towards quick decisions. However, impulse buys can lead to regret and wasted resources. Before you leap on that limited-time offer, consider whether it really is a limited-time offer and if you actually need the thing you’re thinking about buying. Mostly, you don’t really need it. Or, if you’re shopping online and you go open that same “offer expires in 10 minutes” link in a fresh browser, you’ll see that the click has reset, so the offer isn’t truly time-limited anyway. This scammy tactic really aggravates me.

9. Be Careful of Store Credit Cards

Store Credit Cards
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The temptation to use store credit for purchases, especially with offers of deferred interest, can backfire if not managed carefully. If you opt for store financing, ensure you have a plan to avoid interest charges. It’s way too easy to promise yourself you’ll pay off the balance before the year of 0 interest is up, but it’s also way too easy to not make enough payments and end up with a big interest balance.

10. Multi-Store Shopping: Efficiency Over Deals

large grocery store
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Though it might seem like hopping from store to store to snag the best deals on specific items is wise, this approach often costs more in time and transportation than it saves. Consolidating your shopping to a select few locations that offer the best overall value can save money, time, and energy.

31 Ways to Boost Home Security: How to Fortify Your Fortress and Deter Burglars

home security
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We sadly live in a society where it’s all too common for criminals to want to take what we’ve worked hard to get. The results of a break-in are traumatic, too. Beyond just losing your stuff. Victims often feel violated, anxious, and unsafe, sometimes for years after the event.

Prevention is the best way to stay safe. And, while you shouldn’t have to turn your home into a fortress, that’s the stark reality of our world. But you can take plenty of simple steps to deter burglars and ensure your home is less attractive to would-be thieves.

25 Winter Foraging Foods to Save Money on Your Grocery Bill

foraging
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With food prices going up by 15% from October 2021 to October 2023, finding ways to cut down your grocery bills is more important than ever. Winter foraging is an awesome way to add to your pantry for free. Yes, you get free food in the form of wild edibles, but it’s also fun for the whole family, gets you moving, and reconnects you with nature.

Even though foraging in winter seems hard compared to the bounty of late summer, there’s still plenty out there if you know where to look. Plus, if things do go south, you need to know how to get wild foods to survive when there are no old-world supplies to access.

23 Smart Ways to Preserve Food

canned vegetables
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Preserving food is an art as much as it is a science, tapping into our ancestral roots and addressing modern needs. Whether you’re looking to avoid waste, prepare for leaner times, or simply enjoy the fruits of your labor year-round, these 23 smart methods will guide you through. I’m a huge fan of preserving things I find on sale, gluts of produce from my homestead, or produce I’ve bartered with someone else.